Life Insurance (Term and Universal)
In my opinion there are only TWO reasons to buy life insurance
1. Income Replacement - someone is depending on your income to survive or
2. Estate Preservation - Will you give the tax man half of your estate or would you rather pass it onto your heirs tax free?

10 and 20 year term life insurance is when the amount of insurance and the annual premium stay the same for 10 or 20 years.

Universal Life Insurance is a term to 100 policy with cash values and the cash inside the policy can grow tax free
and is paid tax free to your beneficiary.

Mortgage & Debt Insurance • Disability and Critical Illness Insurance

Long Term Care Insurance • Segregated Funds • Group Benefits

Find out which insurance is right for you.
Whether you have coverage through work or not, will it be enough?
Or do you have too much?
Will you give the tax man half of your estate or would you rather pass it on to your heir's tax free?

Call for your FREE Insurance Needs Analysis
*Insurance products provided by Todd Grondin / Grondin Financial Group
 

 

Grondin Financial Group 553 Estate Park Tecumseh, Ontario N8N 3C5
519-979-6261 • 1-800-683-0285 • F: 519-979-3323
todd@grondinfinancialgroup.com

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